It's Time to Explore

Spain

Thailand

Iceland

Spain

Spain

Thailand

Iceland

Spain

We let students Travel Now & Pay Later, with student-friendly financing that lets you go further, sooner — and pay it back on your own terms.

We let students Travel Now & Pay Later, with student-friendly financing that lets you go further, sooner — and pay it back on your own terms.

  • Jack McCowan

  • Max DeWinter

  • Claudia Goldsworthy

  • Ryan Patel

  • Marco Leonardo

  • Jack McCowan

  • Max DeWinter

  • Claudia Goldsworthy

  • Ryan Patel

  • Marco Leonardo

We Partner with Students from

How we work? We make travel possible for everyone, with Travel loans made for students, by students

Pay When You're Ready

No Minimum Repayments

We get it — you're studying, not rolling in cash.
With Explorer, you don’t need to make any repayments while you're still in school. Focus on the adventure now, and repay only when you're ready.

6 Years

No Minimum Repayments

We Understand Students, You dont need to pay a penny in repayments for the first 6 years of your loan

Apply with Ease

No Income Requirements

No job? No problem.
We don’t believe travel should be limited to people with a paycheck. If you're a student, you're eligible — no income required

No Income Requirements

No Credit Score Requirements

No Criminal History

Driver's License

NSW Provisional License

Files Uploaded

2

Enrollment Certificate

University of Technology Sydney

Files Uploaded

1

Criminal History Check

Our External Background Check

Verified by Third Party

Submit My Loan Application

Get to Booking, Not Budgeting

Start Travelling in Just 48 Hours

No waiting weeks to hear back.
Our streamlined process gets you from application to approval in under 48 hours — because your next trip shouldn’t be stuck in a spreadsheet.

  • Hostel World

    Beat Hostel

    Singapore

    $38 per Night

    4.5/5

  • Viator

    Marina Bay Sands

    Pool Deck

    $75 for Two

    4.9/5

  • Qantas

    Economy

    Sydney to Singapore

    $1,280 Return

    Tomorrow

  • Trip Advisor

    Universal Studios

    Singapore

    $105 Each

    4.7/5

Don't Settle, Experience Everything

10X Your Experiences

Turn $500 into a $5,000 experience.
With just 10%, we’ll front the rest of your trip. That means bigger adventures, further destinations, and better stories — without months of saving.


Why settle for less when you could explore more? Whether it’s Europe for summer, Southeast Asia on exchange, or chasing your dream trip — we help you go all-in, not just halfway. Say yes to the full experience, not just the cheapest option.

Why should you Travel Now & Pay Later? The best time to explore the world isn’t “someday” — it’s while you’re young, curious, and free.

Don't Wait for the
Perfect Bank Balance

Don't Wait for the
Perfect Bank Balance

Explorer lets you say yes to unforgettable experiences without waiting for the perfect bank balance.

Travel Gets Expensive

Travel Gets Expensive

Don’t let your budget run out before the adventure does.

Souvenirs

€21.30

3 Post Cards

Souvenirs

€21.30

3 Post Cards

Hostel Ruthensteiner

€214.20

4 Nights, 6 Bedroom Dorm

Hostel Ruthensteiner

€214.20

4 Nights, 6 Bedroom Dorm

Schönbrunn Palace

€43.90

Monday Half-Day Tour

24th March 2025

Schönbrunn Palace

€43.90

Monday Half-Day Tour

24th March 2025

Lugeck Restaurant

Lugeck Restaurant

€78.30

€78.30

Traditional Viennese Cuisine,

Vienna, Austria

Mozart Concert Tickets

€69.79

Vienna Mozart Orchestra,

Austria

Mozart Concert Tickets

€69.79

Vienna Mozart Orchestra,

Austria

Uber

€14.50

To Robert-Hamerling-Gasse 24, 1150 Vienna, Austria

Uber

€14.50

To Robert-Hamerling-Gasse 24, 1150 Vienna, Austria

  • Whale Watching

    Newcastle, Australia

  • Leaning Tower of Pisa

    Pisa, Italy

  • Chu Chi Tunnels

    Ho Chi Minh, Vietnam

  • Disneyland Tickets

    Los Angeles, USA

  • Mount Everest Hike

    Kathmandu, Nepal

  • Machu Pichu Tour

    Cusco, Peru

  • The Louvre Museum

    Paris, France

  • Skydiving

    Byron Bay, Australia

Take every Opportunity

Take every Opportunity

Never let money be the reason you miss out on something unforgettable

Loans Made for Students

Loans Made for Students

We designed the loan we wish we had — not just another lender’s checklist.

High Interest Rates

Rigid Contracts

Long Applications

Minimum Repayments

Say no more to

It's Time to Explore. Because some trips can’t wait for retirement — the best stories start when you say yes now, not someday.

Los Angeles,
USA

Maxim studying abroad in LA, making beach days and In-N-Out runs part of the curriculum.

Sydney,
Australia

Emily’s adventure kayaking below the Sydney Harbour Bridge at sunrise.

Queenstown,
New Zealand

Max's adventure exploring the south island of New Zealand, backpacking, camping and hiking.

Queenstown,
New Zealand

Max's adventure exploring the south island of New Zealand, backpacking, camping and hiking.

Vienna,
Austria

Sasha walking through Vienna’s old streets, listening to Mozart and trying not to drop her phone while taking pictures.

Vienna,
Austria

Sasha walking through Vienna’s old streets, listening to Mozart and trying not to drop her phone while taking pictures.

Manchester,
United Kingdom

Ivan navigating uni life in rainy Manchester, balancing football matches, library sessions, & the occasional cheeky Greggs run.

Manchester,
United Kingdom

Ivan navigating uni life in rainy Manchester, balancing football matches, library sessions, & the occasional cheeky Greggs run.

San Jose,
Costa Rica

Claudia’s adventure chasing waterfalls and crawling through limestone caves in Costa Rica.

Tokyo,
Japan

Jack in Tokyo, buying snacks he couldn’t read and somehow loving every single one.

Tokyo,
Japan

Jack in Tokyo, buying snacks he couldn’t read and somehow loving every single one.

Tokyo,
Japan

Jack in Tokyo, buying snacks he couldn’t read and somehow loving every single one.

Milan,
Italy

Marco visiting Milan, walking 20,000 steps a day and still managing to eat pasta at every stop.

Milan,
Italy

Marco visiting Milan, walking 20,000 steps a day and still managing to eat pasta at every stop.

Milan,
Italy

Marco visiting Milan, walking 20,000 steps a day and still managing to eat pasta at every stop.

Hear Our Story

Travel has always been something I cared about, but it wasn’t until I started meeting students who couldn’t afford it that I saw the bigger problem. I joined Explorer to help build something that actually makes it possible.

Travel has always been something I cared about, but it wasn’t until I started meeting students who couldn’t afford it that I saw the bigger problem. I joined Explorer to help build something that actually makes it possible.

Travel has always been something I cared about, but it wasn’t until I started meeting students who couldn’t afford it that I saw the bigger problem. I joined Explorer to help build something that actually makes it possible.

Wyatt Marcous

Finance & Sustainability Student

Finance & Sustainability Student

I’m a software engineering student at UTS, and a trip to Japan made me realise how much travel can shift your perspective. I’m helping build Explorer because I want to make that kind of experience easier for more students.

I’m a software engineering student at UTS, and a trip to Japan made me realise how much travel can shift your perspective. I’m helping build Explorer because I want to make that kind of experience easier for more students.

I’m a software engineering student at UTS, and a trip to Japan made me realise how much travel can shift your perspective. I’m helping build Explorer because I want to make that kind of experience easier for more students.

Jack McCowan

Software Engineering Student

Software Engineering Student

Studying at USC opened my eyes to what travel can do for you. It pushed me out of my comfort zone, introduced me to people from all over the world, and gave me a whole new perspective. Explorer is my way of making that kind of experience possible for more students.

Studying at USC opened my eyes to what travel can do for you. It pushed me out of my comfort zone, introduced me to people from all over the world, and gave me a whole new perspective. Explorer is my way of making that kind of experience possible for more students.

Studying at USC opened my eyes to what travel can do for you. It pushed me out of my comfort zone, introduced me to people from all over the world, and gave me a whole new perspective. Explorer is my way of making that kind of experience possible for more students.

Rowan Ware

Finance & International Business Student

Finance & International Business Student

I met Rowan while on exchange at USC, and since then we’ve travelled through Mexico and taken a bunch of trips together. Those experiences made it clear how important travel is — and how hard it can be to afford as a student. That’s why I’m excited to be part of building Explorer.

I met Rowan while on exchange at USC, and since then we’ve travelled through Mexico and taken a bunch of trips together. Those experiences made it clear how important travel is — and how hard it can be to afford as a student. That’s why I’m excited to be part of building Explorer.

I met Rowan while on exchange at USC, and since then we’ve travelled through Mexico and taken a bunch of trips together. Those experiences made it clear how important travel is — and how hard it can be to afford as a student. That’s why I’m excited to be part of building Explorer.

Ivan Lee

International Management Student

International Management Student

Questions? Answers.

Who can apply for an Explorer travel loan?
Who can apply for an Explorer travel loan?
Who can apply for an Explorer travel loan?
How much can I borrow for my trip?
How much can I borrow for my trip?
How much can I borrow for my trip?
How do repayments work?
How do repayments work?
How do repayments work?
What’s the interest rate?
What’s the interest rate?
What’s the interest rate?
How fast can I get approved?
How fast can I get approved?
How fast can I get approved?
What can I use the loan for?
What can I use the loan for?
What can I use the loan for?
What if my plans change or I can’t repay?
What if my plans change or I can’t repay?
What if my plans change or I can’t repay?

Like what we're doing? Join our Campus Ambassador Community